If your property has been damaged from a hurricane, you may be facing significant expenses to repair the damage.
Fortunately, if you have insurance and the right hurricane attorney, you may be able to recover some or all of these costs through an insurance claim. However, getting the full value of your claim can be a challenge, especially if you don’t have experience dealing with insurance companies.
Always be sure to document your insurance claim.
If possible, keep samples of damaged materials, such as roof shingles or siding. This documentation will be critical in proving the damage and the cost of repairs.
Review Your Policy
Before filing your claim, review your insurance policy to understand your coverage and any limitations or exclusions. Consult your hurricane attorney if you have questions. Be sure you understand the deductible and any other costs you may be responsible for. If you have any questions, contact your insurance agent or your lawyer for guidance.
Be Prepared for Inspections
Afterwards, your insurance company will likely send an adjuster to inspect the storm damage and estimate the cost of repairs. Be prepared for this inspection by having all of your documentation ready and making sure the adjuster has access to all areas of your property. Additionally, have a contractor or your hurricane attorney present during the inspection.
Don’t Settle Too Quickly
Don’t accept a settlement offer without consulting with your hurricane attorney first. They can help you determine the full value of your claim and negotiate for a fair settlement.
Hire a Hurricane Attorney
Finally, you should consider hiring an attorney to help you navigate the insurance claim process. They can help you understand your policy, document the storm damage, negotiate with the insurance company, and file a lawsuit if necessary.
A hurricane attorney can help you file an appeal and fight for your rights.
We understand that dealing with these issues can be overwhelming at times. Which is why we strive to make the legal process as smooth and stress-free as possible. At The Law Offices of Christopher Palermo, we take pride in achieving consistent, significant results for our clients over more than a decade.